“We understand there are many out-of-town companies coming homeowners with quick estimates and promises to finish the work quickly,” that the HBA explained. “We recommend for you to be extremely careful when hiring roofing contractors to repair or replace your roof and damaged land.”

Following any storm, consumers need to be wary of “fly-by-night operators” seeking to”make the most of homeowners.”

Get a written estimate and contract.

Evaluate the cost estimate from your insurance provider together with the estimate by the roofer/contractor. They most likely will not match exactly but should be like the damage.

Ask for and check references.

Roofers and Contractors should be ready to deliver the names of former customers. Call several former customers who had similar work done to create sure they were pleased with the job.

Ask for proof of insurance.

Make certain the roofer or contractor carries general liability insurance and workers’ compensation. If the contractor is not insured, the homeowner may be liable for accidents that occur on the house.

Utilize licensed roofers and contractors.

Get guarantees in writing.

A complete contract should clearly state all of the tasks to be performed, all associated costs and the payment schedule. Never sign a blank contract or one with blank spaces. Make sure the contract clearly states who will apply for the necessary permits or permits.

Obtain local building permits if required.

Permits may be required for site work, other than demolition, and for reconstruction. Contact your regional government for permit details.

Pay by check after the work is completed.

Avoid on-the-spot cash payments. The safest route is to write a check to the contracting company.

The following are some red flags and warning signs to watch out for:

  • Roofer or Contractor needs 50% deposit plus cost of materials.
  • Roofer or Contractor offers financing of the deductible or other significant costs.
  • Roofer or Contractor as well as the insurance assessor that writes the scope and/or validates completion of work are the exact same company.
  • Roofer or Contractor emphasizes cost saving over relationship, trust and final warranty of satisfaction.